Business Checking

Business Checking

The future of our neighborhoods comes from the businesses that support them.  Because City First values your business’ contribution to the community, we'll focus on supporting your financial needs so you can focus on growing your business.

Basic Business Checking is designed for small businesses with moderate monthly checking activity that need access to almost all checking account funds every month.

SMART Business Checking is designed for businesses that expect greater monthly checking activity and can maintain a minimum monthly balance.

First Premier Business Annalysis Checking is designed for businesses that maintain higher account balances, sustain a high volume of monthly activity, and utilize multiple cash management services. An earnings credit is applied against service fees which can result in low-cost or no-cost checking account service. First Premier Business Checking service options include:

• Automated Clearing House (ACH) Originations and Direct Deposit - From payroll and other types of disbursements to collecting contributions such as home owner association or condo fees, City First gives you the tools for automatically collecting funds and making direct deposits to employee or customer accounts.
• First Remote Deposit Capture makes it safe and convenient to deposit your checks at any time you choose, without ever leaving your place of business.
• First Protect Positive Pay gives you an effective, easy-to-use, and flexible risk management solution to single out exceptions like duplicate transactions or check number mismatches, to monitor discrepancies, and to combat fraudulent activity with robust positive pay procedures.
• Check Imaging - The check image included with every City First account makes record-keeping a snap.