David McGrady, a Director since 1998, is currently Chair of the Directors Loan Committee, a member of the Executive Committee, the Business & Community Development Committee, and the Governance Committee. Mr. McGrady is a consultant specializing in community development issues and is a nationally recognized expert on the NMTC program. Mr. McGrady has been the key advisor to 31 successful NMTC applications (including CFBanc Corporation) with allocations totaling more than $1.7 billion and has assisted those recipients in developing and implementing capitalization and deployment plans. He also advises banks, investors, foundations, municipalities and community development financial institutions (CDFIs) on a range of issues, including corporate structure and governance, capitalization, market and risk assessment, product development, underwriting investments, portfolio management and tax credit programs. For many years, Mr. McGrady was Director of Commercial Programs for the Center for Community Self-Help in Durham, North Carolina. Under his leadership, Self-Help originated over 1,300 higher risk business loans totaling more than $80 million. He is also a member of the Board of Trustees of National Community Investment Fund, a member of the Board of Directors of City First Enterprises and a member of Calvert Impact Capital’s Investment Committee. Mr. McGrady received his bachelor's degree from King College and law degree from Harvard.