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City First Bank has helped thousands of businesses just like yours access small business loans every day. It is our mission to help make financing more accessible for start up and small companies. We specialize in working with companies that have limited financial strength and need a bank to work with them, as a partner, to arrange financing and to grow with them as their business grows.
A significant part of our community development strategy is to finance small retail and commercial businesses. Our focus is on companies generating less than $10 million per year in revenues. City First Bank offers a full range of products for your small company:
City First offers a means for your small business to access reasonable financing with more favorable terms, including guarantees through the Small Business Administration’s (SBA) lending programs. More small businesses get financing from SBA Loans than any other source of capital in the United States.
How does the SBA Loan process work?
We make the process as simple as possible, providing applicants with an SBA Loan Kit.
City First then analyzes the application against the following factors to determine eligibility:
We can even determine if you are “pre-qualified” for an SBA Loan in just five business days.
SBA Loans, for up to $3 million, boast competitive interest rates and help businesses finance everything from:
SBA Loans are generally divided into two categories:
Financing Ideas and Building Businesses. One Opportunity at a Time