Lending

City First customers are local professionals, business owners, and real estate developers, as well as nonprofits, faith-based organizations, health care centers, and charter schools. For City First, making loans is not an exception. It is the rule. Typical business loans range up to $3.5 million.

With none of the hassles and bureaucratic service typical of large banks, your financial needs fit our comfort zone. And as a community bank, we pride ourselves on being responsive and flexible while offering a dedicated Lending Officer who will take the time to understand your business and its complex needs.

By offering a variety of lending options and solutions, City First helps promote the health and vitality of our communities by providing the capital needed by local companies.

City First offers:

• Lines of credit to finance an array of business necessities, including cash flow needs, receivables financing, and general operating expenses
.
• Term Loans for a specific period to purchase vehicles, equipment, or supplies; finance leasehold improvements; or provide working capital for business expansion and growth
.
• Commercial real estate loans to build, acquire, renovate, or expand retail and commercial operations, affordable housing and multi-family rental properties
.
• Small Business Administration (SBA) Financing to help small businesses get access to reasonable financing, including longer-term loans and federal guarantees through the SBA.
• Standby letters of credit to support government or other contracting requirements.

CLICK HERE TO DOWNLOAD OUR LOAN APPLICATION