Lending Impact

Our Impact In Low Wealth Communities

As a dedicated community development bank, City First specializes in making the difficult loans that others cannot or will not make.  City First borrowers, often small investors or emerging business operators, frequently tell us they were turned down by as many as ten other banks before coming to City First.  Our lending team is unsurpassed at finding creative ways to extend credit, generate capital to start or expand a business, or deliver needed goods and services in low-wealth communities.

In 2017, City First experienced a tremendous burst in loan volume, originating in excess of $124 million in loans. In 2017, over 80% of those loans went to work in low- to moderate-income census tracts. As important as those statistics are, we also measure performance by impact: How did loans originated by City First help the low-income communities we serve? To date, City First financed 7,660 units of affordable housing. Our loans helped small businesses stay in business, creating or retaining over 18,300 jobs. 

Use the links below to examine the cumulative impact of our work over the past decade.



Please be aware that you are leaving www.cityfirstbank.com and will be redirected to a third party web site. City First Bank of DC has no control over information at any third party site accessed. City First Bank of DC makes no representation and is not responsible for the quality, content, nature, or reliability of any linked site. The inclusion of any link does not imply endorsement, investigation, verification or monitoring by City First Bank of DC. In no event shall City First Bank of DC be responsible for your use of a third party site.

Community Impact

Community development is at the very heart of what we do.


Merger Day 1 Announcement Read more
Shareholders Approved Merger Read more
Sonja Wells EVP CLO Announcement Read more
Business Wire: City First and Broadway announce merger agreem Read more
Penny Stocks: Trying To Find Penny Stocks To Buy Now? 3 Hitti Read more