Deposit Rates

Rate Sheet - October 15, 2024

Account Type Minimum Deposit to Open Account Minimum Daily Balance to Obtain Annual Percentage Yield Interest Rate Annual Percentage Yield (APY)
INTEREST CHECKING:
Personal Interest Checking $100 $1 0.05% 0.05%
Non-Profit Advantage Checking $100 Tier 1: $0-$749,999
Tier 2: $750,000 & Above
0.10%
0.25%
0.10%
0.25%
IOLTA(Business) $100 $1 3.40% 3.45%
MONEY MARKET:
High Yield Consumer Money Market $10,000 Tier 1: $0 - $249,999
Tier 2: $250,000 & Above
1.98%
2.23%
2.00%
2.25%
High Yield Business Money Market $10,000 Tier 1: $0 - $249,999
Tier 2: $250,000 & Above
1.24%
1.49%
1.25%
1.50%
High Yield Non-Profit Advantage Money Market $10,000 Tier 1: $0 - $249,999
Tier 2: $250,000 & Above
1.24%
1.49%
1.25%
1.50%
SAVINGS:
Personal Savings $100 $1 0.05% 0.05%
Holiday Club Account $25 $1 0.25% 0.25%
Minor Savings (up to 18 yrs. Old) $25 $1 0.05% 0.05%
Business Savings $5,000 $1 0.05% 0.05%
CERTIFICATES OF DEPOSIT (CD):
3 Month CD $1,000 $1,000 2.96% 3.00%
4 Month CD $1,000 $1,000 3.20% 3.25%
6 Month CD $1,000 $1,000 4.16% 4.25%
9 Month CD $1,000 $1,000 4.21% 4.30%
12 Month CD $1,000 $1,000 3.92% 4.00%
18 Month CD $500 $500 0.10% 0.10%
24 Month CD $500 $500 0.15% 0.15%
36 Month CD $500 $500 0.15% 0.15%
48 Month CD $500 $500 0.20% 0.20%
60 Month CD $500 $500 0.20% 0.20%
Jumbo CD/CDARS $100,000 $100,000+ Negotiable Negotiable
IRA CERTIFICATES OF DEPOSIT (IRA CD):
91-Day IRA CD $2,500 $2,500+ 0.03% 0.03%
182-Day IRA CD $2,500 $2,500+ 0.04% 0.04%
12 Month IRA CD $500 $500 0.10% 0.10%
18 Month IRA CD $1,000 $1,000 0.10% 0.10%
24 Month IRA CD $1,000 $1,000+ 0.10% 0.10%
After an account is opened, all rates are subject to change anytime without prior notice at the Bank’s discretion. Annual Percentage Yield (APY) assumes that interest remains on deposit . A penalty fee may reduce earnings. For Certificates of Deposit, a penalty may be applied for withdrawals prior to the maturity date. For further details, please see a Branch Representative at your nearest City First branch, or call (888) 351-3280 or visit our website at www.cityfirstbank.com