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Business Checking

Business Checking

The future of our neighborhoods comes from the businesses that support them.  Because City First values your business’ contribution to the community, we'll focus on supporting your financial needs so you can focus on growing your business.

Basic Business Checking is designed for small businesses with moderate monthly checking activity that need access to almost all checking account funds every month.

SMART Business Checking is designed for businesses that expect greater monthly checking activity and can maintain a minimum monthly balance.

First Premier Business Annalysis Checking is designed for businesses that maintain higher account balances, sustain a high volume of monthly activity, and utilize multiple cash management services. An earnings credit is applied against service fees which can result in low-cost or no-cost checking account service. First Premier Business Checking service options include:

  • Automated Clearing House (ACH) Originations and Direct Deposit - From payroll and other types of disbursements to collecting contributions such as home owner association or condo fees, City First gives you the tools for automatically collecting funds and making direct deposits to employee or customer accounts.
  • First Remote Deposit Capture makes it safe and convenient to deposit your checks at any time you choose, without ever leaving your place of business.
  • First Protect Positive Pay gives you an effective, easy-to-use, and flexible risk management solution to single out exceptions like duplicate transactions or check number mismatches, to monitor discrepancies, and to combat fraudulent activity with robust positive pay procedures.
  • Check Imaging - The check image included with every City First account makes record-keeping a snap.
     

Experience true community development banking as a socially responsible investor!

Make a difference in your community while receiving the banking services you're looking for. To start your relationship, please complete the attached form and upload hereSomeone will contact you no later than the close of the next business day. You may also call 202-243-7100 or email us at branchrequests@cityfirstbank.com to learn more.

 
  Basic Business Checking
Minimum to Open $100.00
Monthly Service Charge $0.00
Minimum Monthly Average Balance Requirement None
Interest Bearing No
Account Transaction Fees The first 100 transaction items a month are free.  A fee of $0.25 per transaction item is charged thereafter.
 
  SMART Business Checking
Minimum to Open $100.00
Monthly Service Charge $15.00 monthly service charge if account balance falls below the required minimum.
Minimum Monthly Average Balance Requirement $ 2,500.00
Interest Bearing No
Account Transaction Fees The first 250 transaction items a month are free. A fee of $0.25 per transaction item is charged thereafter.

 
  First Premier Business Analysis Checking
Minimum to Open $100.00
Monthly Service Charge $12.00 per account
Interest Bearing No
Account Transaction Fees $0.12 per transaction item
Account Analysis Actual monthly fee may be offset with earnings credit.

For more information, or to request a copy of our Truth in Savings Act Disclosure, please click here.

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