Your deposits go to work right here in DC!

Community development is at the very heart of what we do.  As the only local bank exclusively dedicated to community development finance, we’re proud that our lending programs support the economic health of underserved communities.  Key to our mission is maintaining a strong funding source for those loans: your deposits!

The best source for funding the City First mission is also the ideal strategy for the socially responsible investor. While your deposits go to work in your community (a remarkable 93 percent of last year’s deposits were used to fund community development loans!) you get interest rate returns that are comparable with other banks and the full protection of FDIC insurance. Most importantly, you’ll know your deposits are fueling vital capital for low-income neighborhoods.

On average, 90% of the loans originated by City First each year are put to work in distressed low-wealth communities.  Whether the borrower is an affordable housing developer, a community service organization, a small business, a charter school, or a church, our deposit customers make this critical lending work possible by ensuring a stable funding base.  See how City First and its full array of deposit products can serve our community while meeting your overall business or personal banking needs.

Security Notice for Windows XP Users

As you may already know, on April 8, 2014 Microsoft will stop issuing security updates to Windows XP. This means that after April 8, 2014 there will be a substantial security risk to anyone using this operating system, since security vulnerabilities will no longer be patched. If you are currently using Windows XP please take note of this. Although this will not cause an interruption to any of the service we provide our customers, continued use of a computer utilizing Windows XP could place your devices and the information on them at serious risk. We encourage you to learn more about this upcoming cessation of service by Microsoft and to become informed on what you will need to do to secure your information.

To learn more we suggest you visit:Microsoft XP Support Ends at

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